Numerouscar insurance policies are still sold on an annual basis. However to cater for differing needs amongst drivers, short termmotorinsurance is now available, providingcoverfor six months, 28 days or even 24 hours.
Temporarymotorinsurance is usually defined ascoverfor one month or less. However, there are now a number of insurance providers who offer flexiblecoverfor between 1 to 6 months.
There are even now policies coined “pay as you go”. This gives the option to switchinsuranceon and off for times when they know it will not be required.
There arenumerous situations where drivers may take out28 day car insurance. One of the most popular is making sure you are insured when borrowing a friendscar. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be an economical option for careful drivers.
Another reason tempcoveris taken out is to provide protection for a driver sharing the driving on a longer journey.
Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is needing temp cover when taking a new or 2nd handvehiclehome after purchasing it. Taking a car test drive and requiringinsurancefor a day or weekend can be another reason.
Severalof us who drive a van, won’t actually own it. This can be wherecar insurance for 3 weeks is required, when you are borrowing a van for differing situations.
Forbikersthat are planning a summer road trip,car insurance for 30 days could be useful. This could be very beneficial if they will only be using thebikewhile they are away.
